MHBP Standard Option and Value Plan members can earn Wellness Fund account rewards for completing a Health Risk Assessment and a Biometric Screening. The rewards can be earned once per calendar year each covered family member age 18 and older, and may be used to help pay for a qualified medical expenses, such as your cost-sharing amounts (copayments, coinsurance and deductibles) for future services, for any covered family members.
An HRA is a great way to identify potential health risks. It’s like an interview: a questionnaire about your nutrition, physical activity, stress, etc. Once complete, you’ll get a personalized summary with suggestions and programs to help you improve your health by reducing health risks. And you’ll earn a $75 credit (Standard Option) or a $50 credit (Value Plan) to your Wellness Fund account.
You can complete your HRA online by going to the My Online Services secure member portal. Click on Wellness Tools, then Health Risk Assessment. If you haven’t registered for a My Online Services account before, you’ll need to set up an account for each family member age 18 or older. The process is simple and it only takes about 20 minutes to earn your reward.
Or, you can complete your HRA by phone if you prefer. Call TrestleTree at 855-580-2801 or visit the TrestleTree website and enter passcode: MHBP to schedule an appointment with a health coach. You’ll get your results by mail and may join health coaching programs by phone.
After you have completed your HRA, we will credit your Wellness Fund account with your reward.
A biometric screening measures certain physical characteristics: height, weight, body mass index, blood pressure, blood cholesterol, blood glucose, and aerobic fitness. It creates a benchmark for you to evaluate changes in your health status over time. Your doctor can do one as part of your annual physical exam, or you can have a biometric screening done – at no cost to you – at a Quest Diagnostics Patient Service Center. When your results are returned by November 30, you’ll earn a Wellness Fund account reward of $75 (Standard Option) or $50 (Value Plan).
Once your biometric screening is complete, your results will be available online at My.QuestforHealth website.
After you have completed the biometric screening, we will credit your Wellness Fund account with your reward.
Once you’ve earned rewards, we’ll use funds from your account to cover any cost-sharing amounts that remain after your MHBP benefits are applied when we process your claims. You can also use funds to help cover the cost of qualified expenses that your MHBP benefits don’t cover, like dental services and eye exams.
If you don’t use all your reward funds by the end of the year, don’t worry – your unused funds will roll over to the next year.
If you’re enrolled in a Flexible Spending Account (FSA) and wellness incentives have been deposited into your wellness fund, you may not receive reimbursement for the same medical expense from both your wellness fund account and your FSA. If a medical expense is covered under both your wellness fund account and your FSA, you must use the funds in your wellness fund account first. Enrollees may receive reimbursements from their FSAs for medical expenses that are covered by both their wellness fund account and their FSA only after the funds in the wellness fund account have been used up.
In order to receive reimbursements from your wellness fund account for qualified medical expenses, you must certify that you have not received reimbursement for the applicable qualified medical expense and that you will not seek such reimbursement under any other plan or arrangement. If you receive reimbursements from more than one plan or arrangement for the same qualified medical expense, the amount received in excess of the qualified medical expense may be taxable to you as income.
Consumer Option members are not eligible for the Wellness Rewards program, but should still complete the Health Risk Assessment and Biometric Screening. These actions help identify health risks, health changes, and treatments that can help you maintain or improve your health.