Supplemental Dental Coverage

Plan Overview

The Mail Handlers Benefit Plan offers federal and postal employees and annuitants dental supplemental benefits. Expand your health coverage when you add our affordable options.* This plan offers great benefits, national coverage and affordable rates. You don't have to enroll in a MHBP health plan to participate in these programs.** And you can enroll year round!

Call toll-free 1-800-254-0227 to enroll by phone (or 1-800-481-9871 for a TDD for the hearing impaired).

You will definitely have something to smile about when you enroll in our dental plan. Experience great benefits, national coverage and affordable rates:

• Coverage ranges from basic preventive care to crowns, bridges and orthodontia.
• Vast provider selection-over 110,000 dental PPO locations nationwide.
• No claim forms to file-PPO dentists do it for you!
• Benefits that increase the longer you are enrolled.
• Affordable rates and a special rate category for people who need Self Plus One coverage.

• Dental Rate Chart
• Locate Dental PPO Providers

Benefit Details

Summary Of PPO Dental Benefits

	Calendar Year Deductible	First Year (1st-12th month of coverage)	Second Year (13th-24th month of coverage)	Third Year (24th month of coverage)
Preventive Care (twice annualy) Exams, cleanings, and bitewing x-rays	No deductible	100%	100%	100%
Basic Services: Fillings, extractions, and x-rays	$50 per person Up to $150 per family	70%	80%	80%
Major Services: Root canals, crowns and bridges	$50 per person Up to $150 per family	Benefits begin in second year	50%	50%
Orthodontia (children 18 and under, $1000 lifetime benefit maximum)	$50 per person Up to $150 per family	Benefits begin in third year	Benefits begin in third year	50%

* These benefits are neither offered nor guaranteed under contract with the FEHB Program, but are made available to all persons who are eligible for FEHBP coverage. You cannot file a FEHB disputed claim about them. The premiums and fees you pay for these services do not count toward FEHB deductibles or out-of-pocket maximums. Dental Program underwritten by First Health Life & Health Insurance Company and Cambridge Life Insurance Company. Benefits are not provided for services rendered outside the 50 United States and the District of Columbia.

** You do not have to be enrolled in a MHBP health plan to enroll in the MHBP Supplemental Dental Plan or the MHBP Supplemental Vision Plan. However, a single annual $42 Mail Handlers Benefit Plan associate membership fee makes both the dental and/or vision plans available to you.