Former Spouses Eligibility

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Former Spouses Eligibility

The Civil Service Retirement Spouse Equity Act of 1984 states that certain former spouses of Federal employees, former employees, and annuitants may be eligible to enroll in a Federal Employees Health Benefits (FEHB) Program insurance plan if you meet one or all of the following requirements:

  • You are divorced from a Federal employee or annuitant during his/her employment or receipt of annuity;
  • you were covered as a family member under an FEHB enrollment at least one day during the 18 months before your marriage ended (Note: This requirement is also met when both you and the Federal employee or annuitant have FEHB enrollments);
  • you are entitled to a portion of the Federal employee's annuity or to a former spouse survivor annuity; and
  • you have not remarried before age 55.

Please note that all former spouse enrollees must pay the full premium for the health insurance plan they select (that is, both the employee and Government shares of the premium).

Learn more about the FEHB health insurance eligibility requirements for former spouses of federal employees at or contact your hiring agency.

Your employing office will determine whether you are eligible to enroll as a former spouse.

If you have determined that you are eligible for FEHB coverage and you would like to enroll with MHBP, please visit our How to Enroll page for instructions.

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