Dependent Eligibility

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Federal Employee Dependent Eligibility

If you are a federal employee seeking health insurance coverage for a dependent or dependents, or a family member of a federal employee seeking coverage, you may be eligible for Federal Employee Health Benefit (FEHB) coverage.  Family members of Federal Employees, under the Self & Family enrollment, who are eligible for FEHB health insurance coverage include:

  • Spouse (includes valid common law marriage)
  • Children 26 years and younger (includes legally adopted children, stepchildren, and recognized natural children)
  • Foster children, if they reside with you in a regular parent-child relationship
  • Children 26 or older who are incapable of self-support due to mental or physical disability diagnosed prior to their 26th birthday.

Defense of Marriage Act (DOMA) and FEHB Eligibility

On June 26, 2013, the Supreme Court ruled that Section 3 of DOMA is unconstitutional. As a result of this decision, the United States Office of Personnel Management is now able to extend benefits to legally married same-sex spouses of Federal employees and annuitants. For purposes of benefits coverage, you must follow the same procedures you currently follow when enrolling an opposite-sex spouse or child/children of an opposite-sex marriage.

For more information regarding DOMA and FEHB eligibility, please visit OPM.gov.

You can find additional information about FEHB eligibility requirements for dependents of federal employees at opm.gov or contact one of our customer service representatives to find the right MHBP coverage for you and your family.  

If you have determined that you are eligible for FEHB coverage and you would like to enroll with MHBP, please visit our How to Enroll page for instructions. 

Note: In determining whether the child is a covered family member, your employing office will look at the child's relationship to you as the enrollee.

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